MaltaTips

Finding Housing as an Expat in Malta

1. What are the typical rental prices for housing in Malta?

In Malta, rental prices for housing can vary depending on the location, size, and condition of the property. On average, you can expect to pay around €600 to €1,200 per month for a one-bedroom apartment in a city center like Valletta or Sliema. for larger properties such as a three-bedroom apartment or a house, prices can range from €1,200 to €2,500 per month.

Factors such as proximity to amenities, views, and whether the property is furnished can also impact the rental price. It’s important to note that rental prices have been increasing in recent years due to high demand, especially in popular areas like St. Julian’s and Gzira. It is advisable to negotiate the rent with the landlord or through a real estate agent to secure a fair deal. Additionally, consider utilities and maintenance costs when budgeting for your housing expenses in Malta.

2. Are furnished apartments common in Malta for expats?

Finding furnished apartments in Malta for expats is quite common and convenient. Many landlords in Malta offer fully furnished rental properties, especially in popular expat areas like Sliema, St. Julian’s, and Msida. These furnished apartments typically come equipped with essential furniture, appliances, and sometimes even kitchenware, making them ideal for expats looking for a hassle-free move.

1. Furnished apartments in Malta are often furnished to a high standard, catering to the needs and preferences of expats.
2. Renting a furnished apartment can save expats time and money as they don’t need to buy furniture or household items upon arrival.
3. It is essential to clarify the terms of the rental agreement regarding the condition of the furnishings and any responsibilities for maintenance or damages.

3. What are the best neighborhoods for expats to live in Malta?

When it comes to finding housing as an expat in Malta, there are a few key neighborhoods that are popular among individuals from abroad:

1. Sliema and St. Julian’s: These areas are highly sought after by expats due to their vibrant atmosphere, proximity to amenities, and bustling nightlife. They are also great for those working in the technology and gaming industry, as many companies in these sectors are located in these areas.

2. Valletta: The capital city of Malta, Valletta is a UNESCO World Heritage site with a rich history and stunning architecture. Expats living here can enjoy a mix of cultural attractions, trendy cafes, and picturesque views of the harbor.

3. St. Paul’s Bay: Located in the northern part of the island, St. Paul’s Bay is a popular choice for expats looking for a more relaxed and seaside lifestyle. The area offers beautiful beaches, coastal promenades, and a range of dining options.

When considering where to live in Malta as an expat, it’s important to factor in your work location, budget, lifestyle preferences, and access to public transportation. Additionally, engaging with local real estate agents or online platforms can help you find the perfect housing option that meets your needs and preferences.

4. How do I find reputable real estate agents in Malta?

To find reputable real estate agents in Malta as an expat, you can follow these steps:

1. Seek Recommendations: Ask fellow expats, locals, or colleagues living in Malta for recommendations based on their experiences with real estate agents. Personal referrals can help you connect with reliable agents.

2. Online Research: Utilize online resources such as real estate platforms, forums, and social media groups focusing on Malta’s property market. Look for agents with positive reviews and strong reputations.

3. Check Credentials: Ensure that the real estate agent is licensed and affiliated with reputable industry associations in Malta. This will provide you with a level of assurance regarding their professionalism and adherence to industry standards.

4. Interview Multiple Agents: Before making a decision, meet with several agents to discuss your housing needs, budget, and preferences. Pay attention to their communication style, local knowledge, and willingness to support your requirements.

By taking these steps, you can increase the likelihood of finding a reputable real estate agent in Malta who can assist you in finding suitable housing as an expat.

5. Is it better to rent or buy property as an expat in Malta?

As an expat in Malta, it is generally better to rent property rather than buy for several reasons:

1. Flexibility: Renting allows for greater flexibility to adapt to your changing circumstances. As an expat, your length of stay in Malta may not be permanent, and renting gives you the freedom to move as needed without being tied down to a property.

2. Financial considerations: Buying property in Malta can be a significant financial commitment, including not just the purchase price but also ongoing expenses such as property maintenance, insurance, and taxes. Renting may be a more cost-effective option, especially if your stay in Malta is temporary.

3. Property market dynamics: The property market in Malta can be competitive and prices have been rising in recent years. Renting may be a more feasible option, particularly if you are not familiar with local property market trends and regulations.

4. Local regulations: As an expat, navigating the legal and administrative processes of buying property in a foreign country like Malta can be complex. Renting may be a simpler and less stressful option in terms of dealing with contracts, laws, and taxes.

Overall, the decision to rent or buy property as an expat in Malta will depend on your individual circumstances, long-term plans, and financial considerations. It is advisable to carefully weigh the pros and cons of each option before making a decision.

6. What are the rental contract terms typically like in Malta?

Rental contract terms in Malta are typically straightforward and standardized. Here are some key points to consider:

1. Length: Rental contracts in Malta usually have a minimum duration of 6 months to a year, with the possibility of renewal at the end of the term.

2. Deposit: Landlords commonly require a security deposit, usually equivalent to one month’s rent, which is refundable at the end of the tenancy if there are no damages or outstanding bills.

3. Rent Payment: Rent is typically paid monthly in advance, often through bank transfer or post-dated cheques.

4. Responsibilities: The contract typically outlines the responsibilities of both the landlord and tenant, including maintenance and repair obligations.

5. Termination: The notice period for terminating the tenancy is usually one month, although this can vary depending on the terms of the contract.

6. Utility Bills: In most cases, tenants are responsible for paying utility bills such as water, electricity, and internet, unless otherwise stated in the contract.

It is recommended to carefully review and understand all the terms and conditions of the rental contract before signing to avoid any misunderstandings or issues during the tenancy.

7. Are utilities usually included in rental prices in Malta?

Utilities are typically not included in rental prices in Malta. When searching for housing as an expat in Malta, it’s important to confirm with the landlord or rental agency what utilities are included in the rent and what additional costs you may be responsible for. Typically, tenants are expected to pay for electricity, water, gas, and internet separately from the rental price. Additionally, it’s important to factor in the cost of utilities when budgeting for your accommodation in Malta. Consider asking for average utility costs from the landlord to get a better idea of what to expect each month.

8. What should I consider when looking for housing in Malta as an expat?

When looking for housing in Malta as an expat, there are several key factors to consider to ensure you find the right accommodation that suits your needs:

1. Location: Malta is a small island, but different areas can offer varying experiences. Consider factors such as proximity to your workplace, public transportation, amenities, and the expat community.

2. Budget: Determine your budget and consider the cost of living in Malta. Rental prices can vary significantly depending on the location and type of accommodation.

3. Rental market: Familiarize yourself with the local rental market and typical rental contracts in Malta. Ensure you understand the terms, deposit requirements, and any additional fees.

4. Housing options: Explore the different types of housing available in Malta, including apartments, houses, and shared accommodation. Consider your preferences and lifestyle needs.

5. Regulations: Be aware of the legal requirements for renting accommodation in Malta as an expat. Ensure you have the necessary documentation and understand your rights and responsibilities as a tenant.

6. Language: While English is widely spoken in Malta, it can be helpful to learn some basic Maltese phrases to facilitate communication with landlords and neighbors.

7. Expat community: Join expat groups or forums to get insights and recommendations from other expats living in Malta. They can provide valuable tips on housing options and neighborhoods.

8. Safety and security: Prioritize safety when choosing housing in Malta. Research the crime rates in different areas and ensure the accommodation provides adequate security measures.

By considering these factors when looking for housing in Malta as an expat, you can make an informed decision and find a comfortable and suitable place to live during your time in the country.

9. How far in advance should I start looking for housing before moving to Malta?

When moving to Malta as an expat, it is advisable to start looking for housing at least 2 to 3 months in advance of your planned move. This timeframe allows you to research different areas in Malta, understand the rental market, and secure suitable accommodation that fits your needs and budget. Starting your search early also gives you the opportunity to connect with real estate agents, landlords, and expat groups to get a better understanding of the available options and rental prices in various areas of Malta. Additionally, considering the high demand for rental properties in popular expat areas like Sliema and St. Julian’s, starting your search early will give you a better chance of finding a suitable place to live before your arrival in Malta.

10. Are there any specific cultural norms to be aware of when renting housing in Malta?

When renting housing in Malta as an expat, it is important to be aware of specific cultural norms to ensure a smooth and respectful renting experience.
1. Communicate respectfully with landlords or agents: Maltese people value polite and respectful communication, so ensure that you maintain a professional and courteous attitude throughout the rental process.
2. Punctuality: Being on time for property viewings or meetings with landlords is important in Maltese culture, as it shows respect for the other person’s time.
3. Dress modestly: Malta is a predominantly Catholic country, so it is advisable to dress modestly, especially when meeting potential landlords or attending property viewings.
4. Building relationships: In Malta, personal relationships are highly valued, so taking the time to build a rapport with landlords or agents can go a long way in securing a rental property.
5. Payment etiquette: When it comes to paying rent and utility bills, it’s important to be prompt and reliable to demonstrate financial responsibility and trustworthiness.

By being mindful of these cultural norms, expats can navigate the rental housing market in Malta more effectively and establish positive relationships with landlords or agents.

11. What are the common types of housing available for expats in Malta?

Common types of housing available for expats in Malta include:

1. Apartments: Apartments are a popular choice for expats in Malta, ranging from small studios to larger multi-bedroom units. These can be found in both residential areas and urban centers, offering various amenities such as balconies, sea views, and easy access to local services.

2. Townhouses: Townhouses are traditional Maltese homes that are often located in historic or central areas. These properties typically feature unique architecture, such as limestone facades and enclosed courtyards, providing a charming and authentic living experience.

3. Villas: For expats seeking more space and privacy, villas can be an attractive option. These standalone properties come with outdoor areas like gardens, swimming pools, and terraces, offering a luxurious living environment for families or those who enjoy outdoor living.

4. Farmhouses: In rural areas of Malta, expats can find farmhouses that offer a tranquil and secluded living experience. These properties often come with land or gardens, providing residents with a peaceful retreat away from the busy urban areas.

5. Shared Accommodation: For expats on a budget or looking for a more social living experience, shared accommodation options such as flatmates or house shares are available in Malta. This can be a cost-effective way to live in popular areas and meet new people from different backgrounds.

It’s essential for expats to consider their preferences, budget, and desired location when searching for housing in Malta to find the type of accommodation that best suits their needs and lifestyle.

12. How does the process of securing a rental property in Malta work for expats?

Securing a rental property in Malta, as an expat, typically follows a structured process that involves the following steps:

1. Research and Planning: Start by researching the different areas in Malta based on your preferences, budget, and proximity to amenities. Consider factors like transportation, facilities, and proximity to your workplace or desired areas.

2. Engage a Real Estate Agent: It is advisable to engage a reputable real estate agent with experience in working with expats. They can help navigate the local market, language barriers, and cultural differences, making the process smoother.

3. Viewing Properties: Once you have shortlisted potential properties, schedule viewings either in person or virtually. Make sure to inspect the property thoroughly, checking for any damages or issues that need to be addressed.

4. Negotiation and Offer: If you find a property you like, you can make an offer through your real estate agent. Negotiate terms such as rent, lease duration, and any additional charges or furnishings included in the agreement.

5. Lease Agreement: Once both parties agree on the terms, a lease agreement will be drafted. It is crucial to review the contract carefully, ensuring you understand all clauses and obligations before signing.

6. Deposit and Payments: Typically, you will be required to pay a security deposit (usually one to two months’ rent) along with the first month’s rent upfront. Make sure to obtain receipts for all payments made.

7. Utilities and Services: Ensure that you understand which utilities and services are included in the rent and which you are responsible for paying separately. This may include water, electricity, internet, and maintenance fees.

8. Registration: As an expat, you may need to register your tenancy with the relevant authorities depending on your visa status and duration of stay in Malta. Your real estate agent can guide you on the necessary steps for compliance.

Overall, securing a rental property in Malta as an expat requires thorough research, clear communication, and understanding of the local rules and regulations. Working with a reliable real estate agent can greatly simplify the process and help you find a suitable home in this beautiful Mediterranean country.

13. Are there any online platforms or websites that cater to expats looking for housing in Malta?

Yes, there are several online platforms and websites that cater to expats looking for housing in Malta. Some of the most popular ones include:

1. HousingMaltacom: This website specializes in rental properties in Malta and offers a wide range of options for expats looking for accommodation.
2. MaltaPropertiescom: Another popular platform where expats can find a variety of housing options, including apartments, houses, and even commercial properties.
3. TimesofMaltacom: The Times of Malta has a dedicated section for property listings, making it a useful resource for expats searching for housing.
4. MaltaRentcom: This website focuses on rental properties in Malta and provides a user-friendly interface for expats to search for their ideal accommodation.
5. Facebook groups: There are also several Facebook groups dedicated to expats in Malta where housing listings are frequently shared. Joining these groups can be a great way to find housing options and connect with other expats.

These platforms provide a convenient way for expats to browse available properties, contact landlords or agents, and secure their housing arrangements before moving to Malta.

14. What are the usual requirements for renting a property in Malta as an expat?

When renting a property in Malta as an expat, there are several usual requirements that landlords typically ask for:

1. Valid identification: Landlords usually require a copy of your passport or identification document to confirm your identity.

2. Proof of income: You may be asked to provide proof of income to demonstrate your ability to afford the rent. This could include recent pay stubs or a letter from your employer.

3. References: Landlords may request references from previous landlords or employers to vouch for your reliability as a tenant.

4. Rental deposit: In Malta, it’s common for landlords to request a security deposit upfront, usually equivalent to one or two months’ rent, which will be returned at the end of the tenancy if the property is in good condition.

5. Rental agreement: You will need to sign a tenancy agreement outlining the terms and conditions of the rental, including the rent amount, payment schedule, and duration of the tenancy.

6. Agency fees: If you use a real estate agency to find a property, you may be required to pay agency fees, typically equivalent to one month’s rent.

7. Utility bills: Some landlords may ask for proof of your ability to pay for utilities, such as water and electricity bills from your previous address.

8. Guarantee: In some cases, landlords may require a guarantor to co-sign the rental agreement, especially if you are a student or have limited credit history.

By preparing these documents and meeting these requirements, you can increase your chances of securing a rental property in Malta as an expat successfully.

15. Are there any additional fees or taxes I should be aware of when renting a property in Malta?

When renting a property in Malta, there are some additional fees and taxes you should be aware of:

1. Stamp Duty: This is a one-time tax payable on the lease agreement and is usually split between the landlord and the tenant.

2. Agency Fees: If you use a real estate agency to find a rental property, they may charge a fee equivalent to one month’s rent or a percentage of the annual rent.

3. Deposit: Landlords typically require a security deposit, which is usually equivalent to one or two months’ rent.

4. Utilities: In addition to the monthly rent, you will be responsible for paying for utilities such as water, electricity, and internet.

5. Maintenance Fees: Some rental properties, especially in complexes or shared buildings, may have additional maintenance fees that cover communal areas and services.

It’s important to factor in these additional costs when budgeting for your rental property in Malta to ensure a smooth and hassle-free renting experience.

16. How can I ensure that a rental property in Malta meets safety and quality standards?

Ensuring that a rental property in Malta meets safety and quality standards is crucial for a comfortable and secure living experience. Here are some key steps to take to ensure the property meets these standards:

1. Research the Landlord: Before signing a rental agreement, conduct thorough research on the landlord or property management company. Look up reviews and ratings to ensure they have a good reputation for maintaining their properties to a high standard.

2. Request Property Documents: Ask the landlord for all necessary property documents, including a valid rental contract, proof of ownership, and any relevant safety certificates such as electrical or gas inspections.

3. Conduct a Viewing: Inspect the property in person to check for any signs of damage or safety hazards. Look out for things like faulty wiring, leaks, or mold issues.

4. Check for Safety Features: Ensure that the property is equipped with essential safety features such as smoke detectors, carbon monoxide detectors, fire extinguishers, and functioning locks on doors and windows.

5. Verify Amenities: Confirm that all amenities in the property are in good working condition, including appliances, heating, and air conditioning systems.

6. Understand Tenant Rights: Familiarize yourself with tenant rights and responsibilities in Malta to ensure that the property meets legal requirements for safety and quality standards.

By following these steps and being diligent in your search for a rental property, you can help ensure that the accommodation you choose in Malta meets the necessary safety and quality standards.

17. Are there options for short-term rentals in Malta for expats?

Yes, there are options for short-term rentals in Malta for expats. As an expat in Malta, you can explore various avenues to find short-term rental accommodations that suit your needs:

1. Airbnb: Airbnb offers a wide range of short-term rental options in Malta, including apartments, villas, and studios. This can be a convenient choice for expats looking for flexible and temporary housing solutions.

2. Real Estate Agencies: There are numerous real estate agencies in Malta that specialize in short-term rentals for expats. These agencies can help you find furnished apartments or houses for short stays.

3. Online Platforms: Websites like Booking.com, HomeAway, and RentingMalta.com are also great resources for finding short-term rental options in Malta.

4. Networking: Expats in Malta often share housing-related information within their communities. Join expat groups or forums to connect with other expats who may know of available short-term rentals.

5. Hotel Apartments: Some hotels in Malta offer serviced apartments that can be a comfortable short-term housing solution for expats.

Overall, there are plenty of options for expats looking for short-term rentals in Malta, ranging from traditional rental agencies to online platforms and networking opportunities within the expat community.

18. What are the transportation options like in Malta for getting to and from different neighborhoods?

1. In Malta, the transportation options for getting to and from different neighborhoods are fairly diverse and well-connected.
2. The main modes of transportation in Malta include buses, taxis, and rental cars.
3. Public buses are a popular option for residents and expats alike, with an extensive network covering most areas of the island.
4. Taxis are also readily available, although they can be a more expensive option compared to buses.
5. Rental cars provide more flexibility and convenience for those looking to explore the island at their own pace.
6. Additionally, Malta’s relatively small size makes it easy to navigate and travel between neighborhoods relatively quickly.
7. Overall, the transportation options in Malta cater to the diverse needs of residents and expats, providing efficient ways to commute and explore the different neighborhoods on the island.

19. Are there any specific neighborhoods or areas that are particularly popular among expats in Malta?

Yes, there are several neighborhoods that are popular among expats in Malta due to their amenities, proximity to services, and overall quality of life. These neighborhoods include:

1. Sliema: Known for its vibrant atmosphere, beautiful seafront promenade, and numerous bars, restaurants, and shops, Sliema is a popular choice for expats looking for a lively and modern area to live in.

2. St. Julian’s: Another popular expat destination, St. Julian’s offers a mix of residential areas, entertainment options, and seaside views. The area is known for its nightlife, including Paceville, which is a hub for bars, clubs, and restaurants.

3. Gzira: Situated between Sliema and Msida, Gzira is a quieter but still centrally located neighborhood that is popular among expats. It offers a range of amenities, easy access to public transport, and a more relaxed atmosphere compared to neighboring areas.

4. St. Paul’s Bay: Located in the northern part of the island, St. Paul’s Bay is a popular choice for expats seeking a more affordable and relaxed lifestyle. The area offers beautiful sea views, easy access to beaches, and a range of restaurants and services.

These neighborhoods are just a few examples of popular areas among expats in Malta, each offering its own unique charm and amenities to cater to the diverse needs of the international community living in the country.

20. How can I navigate the process of finding housing in Malta as an expat if I don’t speak Maltese?

Navigating the process of finding housing in Malta as an expat without speaking Maltese can be challenging but entirely feasible with the following steps:

1. Utilize English Resources: English is widely spoken in Malta, especially in areas popular with expats. Therefore, start your housing search by exploring English-language resources such as online property portals, expat forums, and social media groups dedicated to housing in Malta.

2. Engage a Real Estate Agent: Consider hiring a real estate agent who is fluent in English and familiar with the needs of expats. They can help you in your search, negotiate terms on your behalf, and ensure that all paperwork is in order.

3. Reach Out to Expats: Connect with other expats living in Malta through expat groups or social media platforms. They can provide valuable insights, recommendations, and potential leads for housing options that cater to the needs of expatriates.

4. Translation Services: If necessary, consider using translation services for important documents or contracts to ensure that you understand all terms and conditions before committing to a rental agreement.

By following these steps and leveraging the English-speaking community in Malta, you can successfully navigate the process of finding housing as an expat even without speaking Maltese.